Why Long-Term Care Insurance Falls Short for So Many

Why Long-Term Care Insurance Falls Short for So Many

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Jewell Thomas with her daughter, Angela Jemmott. Ms. Jemmott and her brothers pay $4,000 a month for home health aides who are not covered under Mrs. Thomas’s long-term care insurance policy.Credit...Bryan Meltz for The New York Times The private insurance market has proved wildly inadequate in…

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